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M3 Year

Steps to apply for aid for M3 year

Students who are seeking any form of financial aid for their M3 year need to complete the following documents.

  • Complete the 2022/2023 Free Application For Federal Student Aid (FAFSA) online at The FAFSA opens on October 1, 2021 in preparation for Fall 2022. 

Once you have received your financial aid package, please review and complete the following documents if you are accepting loans: 

  • Apply for Graduate PLUS Loan online at (be sure to select to apply as a graduate/professional student) 

If you have never borrowed federal loans before, you will also need to complete the following documents as well. 

  • Direct Loan Master Promissory Note (MPN) for Graduate/Professional Students online at
    • Complete two master promissory notes: one for the Direct Unsubsidized Loan and one for the Direct PLUS Loan
  • Direct Loan Entrance Counseling online at 

Types of aid available

Details about the different forms of aid that may be offered to you each year can be found here.

Payment Due Dates

Payment due dates can be found online through the Student Business Office. Please keep in mind that medical student financial aid does not always closely align to the beginning of each semester. It is important to refer to the disbursement date information provided by the Office of Student Financial Aid to know when your individual financial aid is to be disbursed. Our office will work with the Student Business Office to waive any late fees that may be incurred as a result of the disbursements not aligning to the term. 

Cost of attendance/budgets worksheets

As you think about your financial aid and budgeting over the year, please refer to the cost of attendance numbers provided below as a guide to support you with budgeting decisions this year. It is important to note, that your M3 year budget looks slightly different then your first two years at Rush did. For this year, you can see your full financial aid for the fall and spring terms of your M3 year as well as the first six months of your M4 year which starts in the summer. Included in the chart is the summer that started the M3 year for purposes of consistency in viewing your full financial aid package. 

Cost of attendance/budgets workshee

If you are currently enrolled in your M3 year, more than likely you have already received your financial aid package. In the event you have not or have not applied for financial aid yet, please use the following estimated financial aid as a guide to better understanding the funding that may be available to you.

Cost of attendance/budgets workshee

A comprehensive downloadable copy of the M2 cost of attendance and estimated financial aid package is provided here.

Application Review/Budget Adjustments

Students who are experiencing unusual financial circumstances are able to petition for an additional review of their application for institutional funding. As a reminder, you can read more about institutional aid here and the application requirements here. To request a petition for review, please contact the Office of Student Financial Aid for assistance in terms of what information will be needed. Each student’s situation is different and we prefer to advise you individually on what information we will need. Generally, depending on your individual circumstances, documents such as tax information, parental support status, or court documents may be requested.

Emergency aid

On occasion, unexpected events occur that cause financial hardship. Rush University Office of Student Financial Aid may be able to offer you some additional funding in the form of emergency aid to assist you during a difficult period. Expenses that are directly related to COVID-19 may be considered under this policy as well. You can submit a confidential application online here and provide supporting documentation of your expenses. Our office will review your request and notify you of the status of your request.

Rights and Responsibilities

As a financial aid recipient you have certain rights and responsibilities that are associated with receiving aid from Rush University. Please review the rights and responsibilities sections carefully. A PDF copy of the Student Rights and Responsibilities can be found here.

Financial Literacy 

  • Topic: Financial Aid presentation at CRASH
    • Goal: receive updates about how the financial aid process will work for the M3 year
    • Timeline: Three available sessions during CRASH Week based on superblocks: 
      • 5/3 from 1-2 pm for surgery/psychiatry
      • 5/4 from 3-4 pm for primary care/electives
      • 5/5 from 12-1 for neurology/medicine/obgyn
    • Resources: optional attendance at this event to learn more about your financial aid