Skip to main content

Graduate Professional Loans

Federal Direct Unsubsidized Loans

Loan basics

  • Types 
    • Need-Based: No
  • Subsidized
    • No
  • Interest rates
  • Loan fees
  • Grace period
    • Six months


You may be eligible for Public Service Loan Forgiveness. Borrowers will need to work with their servicers to determine eligibility. Additional info regarding Public Service Loan Forgiveness may be found at

Loan Requirements

To be offered a both a Federal Direct Subsidized Loan & Federal Unsubsidized Direct loan, you must meet the following criteria:

Loan interest information

Interest on the Federal Direct Unsubsidized Loans accrues from the moment of disbursement and throughout the entire life of the loan. The loan origination fee will be deducted from your disbursements by the government before the funds are issued.