Benefits

Dental Insurance

We provide free dental insurance through Cigna. Additional coverage is available for an additional premium. Your social security number is your membership number. Contact the Employee Service Center at 312-942-3456 if you have questions.

Discounts

PerkSpot is an online discount shopping program that expands current employee discounts (movie tickets, car rentals, fitness club memberships, restaurants, etc.) to products and services from companies such as AT&T, Costco, Dick’s Sporting Goods, Restaurant.com, Target and T-Mobile. Register online using company code: rush. Login instructions will be sent following your registration. PerkSpot should be used only during breaks and off hours.

Contact the Employee Service Center at 312-942-3456 if you have questions. For technical assistance, email PerkSpot.

Education Assistance Benefit

Residents may voluntarily participate in the Education Assistance Benefit program and receive up to $1000/$500 (full time/part time) per calendar year. The enhancement program reimburses 100% for required trainings and reimburses 90% for classes/conferences. To use this program, visit the Rush Tuition Manager website (Rush login required).

Contact the Employee Service Center at 312-942-3456 if you have questions.

Flex Spending Accounts for medical, dependent care and transportation expenses

House staff may voluntarily participate in flex spending accounts for medical, dependent care and transportation (mass transit and parking).

Contact the Employee Service Center at 312-942-3456 if you have questions, or contact the flex account vendor, PBA Customer Service, at (800) 435-5694.

Flexible Wellness Allowance

House staff will receive four quarterly stipends of $250.00 in their paycheck to use on meals, at the Rush Bookstore, at the Rush Fitness Center, or on other wellness expenses. 

Health Insurance

Individual and family coverage options are available, including Health Savings Accounts (HSAs) by Cigna/Health Equity or Cigna Select EPO and a PPO Premier Plan. Plans are highly subsidized by Rush. A premium contribution is required from those with dependents on their plan. New spouses and children may be added within 30 days of wedding/births.

For more information, contact Cigna customer service at (855) 999-0286 or visit the Cigna website. Rush Human Resources can help with your benefits, including COBRA, once you have signed up through GME.

Contact the Employee Service Center at 312-942-3456 if you have questions.

Individual Disability Insurance

Guaranteed Issue Individual Disability Insurance is available from The Standard. These policies include a True Own Occupation definition of disability for your medical specialty, among many other optional features, to maximize your financial protection. These policies are fully customizable regarding both benefit amounts and features in order to meet the varying needs of each resident and fellow. To learn more about this valuable program and evaluate your options, please email rushgme@crumhalsted.com or visit RUSH GME Disability Insurance Program.

Life Insurance

All house staff receive free $50,000 group term life insurance. Additional supplemental insurance up to five times your yearly salary is available for purchase at discounted group rates.

Contact GME, 403 Armour Academic Building, (312) 942-5495.

Loan Consolidation

The Office of Student Financial Aid is available to answer questions and assist you with loan consolidation and repayment issues.

Contact Office of Student Financial Aid, 440 Armour Academic Center, (312) 942-6256.

Paid and Unpaid Leave Benefits

Maternity and Paternity Leave

House staff are eligible for four weeks of paid maternity/paternity/adoption leave, which may be combined with vacation time to extend paid leave (see Salary Continuation and Medical Leave of Absence sections for more). Leave requires departmental approval. Download forms from MedHub and deliver to the GME office when completed.

Contact GME, 403 Armour Academic Building, (312) 942-5495.

Caregiver Leave

House staff are eligible for four weeks of paid caregiver leave for the care of an immediate family member with a serious health condition. Vacation may be used to extend paid leave. Leave requires departmental approval. Download forms from MedHub and deliver to the GME office when completed.

Salary Continuation Period

House staff may qualify for up to three months of leave with salary and benefits due to an extended illness or disability, including maternity-related disability, where appropriate under the Salary Continuation Period. The request for leave must include a physician’s explanation and necessary completed forms. Download the leave request in MedHub.

Contact GME, 403 Armour Academic Building, (312) 942-5495.

Long-Term Disability

Long-term disability benefits begin after 90 days of continuous disability per the plan’s eligibility and benefit terms. After 45 days of short-term disability, a notice must be filed in order to accommodate processing time.

For more information, call Rx Financial Services at (630) 279-7900.

Medical Leave of Absence

House staff may use up to twelve weeks total leave to care for a spouse, parent, or child with a serious health condition, where appropriate and with a note from the individual’s or the individual’s spouse’s, parent’s or child’s treating physician. After available vacation and maternity/paternity leave are exhausted, subsequent leave is unsalaried; however, the house staff may maintain benefits by paying the Health and Dental insurance premium contribution. The house staff can find the request form in MedHub.

Contact your program director and GME, 403 Armour Academic Building, (312) 942-5495.

Parking

GME provides free garage parking at the medical center. House staff must pay a $30 deposit for the AVIT transponder, which is refunded upon return at clearance/graduation. Non-compliance with timely medical records dictation may put this benefit in jeopardy.

Contact GME, 403 Armour Academic Building, (312) 942-5495; Rush parking garage, (312) 942-6594.

Post-Call Transportation

Rush house staff are encouraged to use post-call transportation if they believe it would be unsafe to drive home due to extreme fatigue. GME will authorize reimbursement of up to $50 for a taxi, train ride, or ride share (Uber or Lyft) home.

Prescription Benefits

If using Rush health insurance, you may access the Professional Building Pharmacy for free prescription medicines, following these guidelines:

  • Prescriptions are limited to a 14-day supply with no refills.
  • GME pays generic prescription and oral contraceptive co-pays; formulary/non-formulary pay incremental costs.
  • On other prescriptions, house staff receive the Rush employee discount of $3 off prescriptions filled at Rush pharmacies, not including fertility and cosmetic medications.

Contact the Professional Building Pharmacy, suite 418, (312) 563-2245.

Sick Days

House staff may take up to five sick days per year at the discretion of their program director. Sick days are not subtracted from vacation time. See also Wellness Days.

Tax-Sheltered Annuities

Participate in Rush’s approved 403(b) tax-sheltered annuity program by signing up any time after your first paycheck. Participation is voluntary.

Contact the Employee Service Center at 312-942-3456 if you have questions.

Contact Fidelity Investments with specific questions about the program, (800) 343-0860.

Vacation

House staff are eligible for the equivalent of four work weeks with pay. Vacation and/or educational leave must be scheduled by mutual agreement with the program director or designee.

Vision Service Plan

The Rush Vision Service Plan covers costs connected to eye exams, contact lenses or eyeglasses. Enrollment is voluntary and must be done during open enrollment period. Same sex domestic partners are eligible.

Contact the Rush Vision Service Plan at (800) 877-7195. For a list of participating doctors, visit the Vision Service Plan website.  Contact the Employee Service Center at 312-942-3456 if you have questions.

We Care Grant

This grant provides up to $1000 of financial assistance for employees experiencing a temporary financial emergency due to a recent emergency event, such as a natural disaster, loss of a family member, or an extended leave of absense. House staff can create an account with GuidanceResources to apply. They may also contact ComPsych GuidanceResources at (877) 456-1324.

Wellness Days

House staff may take up to two wellness days per year to attend to medical, mental health and dental care appointments, including those scheduled during their working hours. Wellness days may also be taken when house staff are unable to attend work due to fatigue, illness, family emergencies, and parental leave. Wellness days are scheduled at the discretion of the program director. They are not subtracted from vacation time. See also Sick Days.