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Federal Loan Limits

Program Annual subsidized limit Cumulative subsidized limit Annual additional unsubsidized limit Total combined subsidized and unsubsidized limit
Undergraduate dependent $5,500 $23,000 $2,000 $31,000
Undergraduate independent $5,500 $23,000 $7,000 $57,500
Graduate $0 $65,500 $12,000 or $20,500 $138,500
Professional (medical students) $0 $65,500 $38,278 to $42,722 (depending on year in school)  $224,000